Checking Accounts
PRODUCTS
OPEN ACCOUNTS ONLINE
OPEN ACCOUNTS ONLINE
OPEN ACCOUNTS ONLINE
Ask for
KASASA
EARN 3.00% ON CASH AND CASH BACK CHECKING
Free checking.
Awesome rewards
Quality local service
Get the Card Suite Lite app today!
PBT is redesigning its checking account products to provide our clients with clearer account options, improved convenience, and continued reliable service.
PBT Simply Checking
Our basic free checking option designed for simplicity and convenience. Existing “Go Green” accounts will transition to PBT Simply Checking.
- $25 Minimum Opening Deposit
- $0 Monthly Balance Requirement
- $4 Paper Statement Fee (Waived with eStatement Enrollment)
- Unlimited ATM Refund fees (At least 12 debit card transactions and enrolled in eStatements)
- Welcome Pack of 20 checks and 10 deposit slips
2nd Chance Checking
A new checking option for clients who qualify for a second-chance account, including those with previously charged-off accounts.
- $25 Minimum Opening Deposit
- $0 Monthly Balance Requirement
- $12 Monthly Maintenance Fee (Fee is reduced to $5 with a direct deposit)
- Welcome Pack of 20 checks and 10 deposit slips
- No Overdraft Privilege, all NSF items returned
PBT Interest Checking
Our new interest-bearing checking option.
- $1,500 Minimum Opening Deposit
- $1,500 Minimum Monthly Balance Requirement to Avoid Service Charge
- $15 Monthly Service Charge Should the Account Balance fall below $1,500 Anytime
- $4 Paper Statement Fee (Waived with eStatement Enrollment)
- Interest Bearing
PBT Premier Checking
This new account serves as the Bank’s feature/benefit rich checking option. It provides access to additional benefits such as identity protection services, cell phone protection, AD&D insurance, health discount savings, etc. (Enrollment is required to receive these benefits)
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- $9.95 Monthly Service Charge that Cannot be Offset
- $4 Paper Statement Fee (Waived with eStatement Enrollment)
- Interest Bearing
55+
Our senior checking option, designed to take the place of our existing “55+ Club”
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Paper Statement Fee
- One Free Check Order Per Year
- Up to 5 Free Cashier’s Checks Per Year
BASIC CHECKING
This account receives a monthly statement with images of all checks and deposits. There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle. After opening the account, you will receive a Welcome Pack of 20 free checks & 10 deposits in the mail. There is a $1 statement fee monthly.
Limitations: You must deposit $100.00 to open this account.
Account Fees: There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle. The following fee applies to this account: STATEMENT FEE: 1.00 per month.
COMMERCIAL CHECKING
We have commercial checking for our business customers. Free eStatement or you can receive a paper statement for $1 per month. There is a $6 service charge imposed if the balance in the account falls below $500 any day of the statement cycle.
Limitations: You must deposit $100.00 to open this account.
